When your onward purchase depends on selling your current home, a collapsed sale can lose you the property you want. Chain break bridging lets you buy now and repay when your existing home sells — so you do not miss out.
No signup, no credit check Whole-of-panel view No upfront broker fees
How it works
A bridging loan is secured against your existing property, your new one, or both, giving you the funds to complete your purchase. Once your current home sells, you repay the bridge. Interest is often rolled up so there are no monthly payments during the term.
When it helps
Your buyer pulls out and you are at risk of losing your purchase
You have found your next home but your sale has not completed
You are downsizing or upsizing and want to move as a cash buyer
You want to be chain-free and negotiate from strength
How Bridge Scout helps
Compare lenders for your circumstances in seconds with no credit check, see indicative costs, and choose one. Where the loan is on a home you or your family live in, it will usually be FCA-regulated — we will make sure your options are handled with the right care.
Ready to see your options?
Compare indicative rates, fees and total cost from our whole panel in seconds — then let lenders compete for your deal.
Where the loan is secured against a property you or a close family member live in or intend to live in, it is usually a regulated bridging loan, giving you additional protections.
How do I repay it?
Normally from the sale of your existing home. If the sale is delayed, we will discuss the options with you before you commit.
What if my home has not sold yet?
That is exactly what an open bridging loan is for — repayment comes when your property sells, typically within the loan term.
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